Get Back On Track Financially With The Bankruptcy Clinic, PC

At the Bankruptcy Clinic, PC, we understand that sometimes bad things happen to good people. You may have recently been laid off, suffered an unforeseen medical problem, struggled through a messy divorce, lost a loved one, invested in a bad business venture, or simply made some mistakes along the way. That’s okay. We understand. We are here to help!

Reducing Your Debts, Protecting Your Property

At the Bankruptcy Clinic, PC, we represent people from all walks of life. Honest, hard-working people who have gotten into financial difficulty through no fault of their own. We help give our clients the opportunity to build a better future for themselves and their families.


Our firm has extensive experience in all aspects of consumer bankruptcy. We understand the bankruptcy laws and work to obtain maximum debt relief for our clients, while enabling them to protect their property to the maximum extent possible.


Working with our firm provides many benefits:

  • We are experienced — We file more bankruptcies than any law firm outside of the Metro East region. This experience ranges from relatively simple Chapter 7 or Chapter 13 bankruptcy cases to complex Chapter 11 cases, enabling us to handle any financial dilemma efficiently and cost-effectively.
  • Free initial consultation — Our bankruptcy consultations are always free. Before you commit, we explain everything clearly. We go out of our way to ensure you are prepared for what will happen, when it will happen, and what we can and cannot do for you.
  • More attorney time — We will spend several hours of personal attorney time in an effort to fully grasp your financial and personal situation. We will take special steps to answer your Chapter 7 bankruptcy questions or Chapter 13 bankruptcy questions. This extra effort ensures that you will be well informed and your petition and schedules will be properly prepared, saving you time and money.
  • Personalized attention and service — Our bankruptcy lawyers care about each and every client. We will answer your questions, return your calls and work diligently to put you in a better financial position.
  • Reasonable fees — Our firm charges affordable, reasonable fees.


Take the first step to a fresh start. Contact Bankruptcy Clinic, PC today.

Chapter 7 Bankruptcy

If you're desperate to reduce your debt, allow Bankruptcy Clinic, PC to help you through Chapter 7 Bankruptcy.

Don't let financial problems keep you up at night. Give us a call at
618-993-1300 for a FREE initial consultation.

Chapter 13 Bankruptcy

Whether it's a job layoff, divorce, an accident or another event, Bankruptcy Clinic, PC can help you take control of your life again through Chapter 13 bankruptcy filing.

We have 3 locations each in
Marion, Carbondale and Mt. Vernon, IL, to serve you better. FREE initial consultations are available.

Chapter 7 vs. Chapter 13

Trust Bankruptcy Clinic, PC to help you determine which bankruptcy chapter is best for you. No two situations are identical.

With 40 years of combined experience, we'll lead you in the right direction. For a FREE initial consultation, call
618-993-1300.

Why Our Clients Choose Us For Their Bankruptcy and Debt Relief

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    Positive: Professionalism, Quality, Responsiveness, Value

    "Very prompt and explained everything very well!"-Heather


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    "Great group of people. From the first day they treated my case with utmost professionalism. They, from the front office to my attorney, showed empathy as well as sympathy to my situation and worked with me diligently. I highly recommend the Bankruptcy Clinic. Thank you." - JayR

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    "The front desk, Tara, put us at ease, very understanding and then our lawyer who was sweet, understanding and helpful. The process took 5 months from start" -Aristia 

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    Dear Mr. Willms:


    We want to thank you and your staff for all your kind efforts on our behalf. Best wishes.


    D & D.B. – Gallatin County, IL

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    Jay,


    Just a note to thank you for all of your help with our bankruptcy. We really appreciate it.


    D. & W.D. – Union County, IL

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    Dear Mr. Willms:


    Thank you for your help. Your kindness will not be forgotten.


    J. & P.M. – Franklin County, IL

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    Dear Jay and staff,


    I am writing simply to say “Thank You!” for all of your help and support these past few months as I journeyed through the bankruptcy process. It took just about all of the strength and energy that I had to make that initial office visit, as so many strong emotions were swirling through me! But after my first visit, I left with such a positive attitude and feeling of confidence. As I look back over the first visit, the thing that stands out most clearly is how I was treated. I was treated with respect, with dignity and with professionalism. I was never lectured nor belittled nor made to feel shameful or categorized as a ‘loser’. I cannot express what an impact this professional and respectful approach had on me! If there were any other way out of my financial hardship, I would have chosen it, but there wasn’t. I am very grateful for the professional expertise that you brought to my case, but much more importantly to me, I am extremely grateful for the dignity that you brought, as you walked with me through the bankruptcy process.


    Sincerely yours,


    A.E. – Union County, IL

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    Dear Attorney Howd,


    I am writing to let you know how pleased I was with your service. At no time during the process did I feel like I was uninformed, even though I have never been through anything like this before. Attorney Willms and yourself gave me answers to all the questions I had with great patience and understanding.


    Communications with me, and schedules, were laid out well in advance of deadlines. I never felt rushed or anxious. My initial apprehensions were quickly put to rest by the professionalism of your team.


    I want to call attention to your associate Jennifer, who was the person I had the most interaction with in regards to additional documents needed by your office. Jennifer was unfailingly polite and helpful, even when I could see she was overwhelmed with phone calls and other clients’ needs.


    Should the opportunity present itself, I will heartily recommend you and your staff to acquaintances in need of the service, which I felt was a very reasonable price for the value received.


    Best regards,


    T.R. – Saline County, IL

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    Lyndon,


    To all of you – Thank you. It has been a long two years, but we made it. Without all of you fighting for us, we would have nothing. I know it was a lot of work and hours. God bless you all.


    J. & G.K. – Williamson County, IL

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    Jay,


    I just wanted to thank you for all your help. And, for getting me started on my new beginning.


    K.D. – Union County, IL

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    To the Staff,


    I would like to thank you for getting us through the bankruptcy process. It was a very stressful time for us, and we are very grateful that we had your office to get us through. We were treated with respect and dignity, for which we are very thankful.


    We would like to extend a special thank you to Mr. Willms, who handled our case. His kindness and understanding was truly appreciated. I can honestly say I was impressed with everyone I came into contact with at the Clinic.


    D. & S.W. – Saline County, IL

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    Thank you so much, Jan!


    This has not been an easy decision for us, but your office has made this process so much less stressful than I could have imagined. I can’t tell you how much I appreciate it.


    A.W. – Jefferson County, IL

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    To Whom It May Concern:


    Please thank Lyndon, Jay and [the trustee] for a painless and quick hearing today. I was in and out before the hour was over. Lyndon was a great reassurance during the hearing and [the trustee] was such a comfort, completely nonjudgmental, with an awesome disposition. I am very grateful that this whole process was not a dreadful experience.


    Your office deserves all the praise I can dish out. From the moment I first called to this very recent e-mail, I have been treated with courtesy, expediency, and was well informed and respected. Everyone was great to work with, and it made me feel at ease about the whole issue. To be honest, it is kind of embarrassing, but I do realize that it can happen to anyone. I wouldn’t change anything if I had to do it all over again. So from the bottom of my heart, thank you for your awesome service.


    R.B. – Williamson County, IL

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    The decision to file bankruptcy wasn’t easy. Coming to terms with my personal financial crisis was extremely difficult. But Lyndon Willms and the staff at the Bankruptcy Clinic made it so I felt comfortable in what I was doing and knowing it was the best thing. Amie Nitz was so helpful through the process and I can’t thank her enough for everything she did from answering my millions of questions to making sure everything was filed on time and in order…


    D.B. – Williamson County, IL

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    Dear Lyndon and Donna:


    Although this card is late in coming, our level of gratitude for your professional assistance on our bankruptcy case is as high as ever. We thank you so much for all that you did to help us make a fresh start. We are doing so much better thanks to you. Best wishes to you both for a wonderful summer.


    Our sincerest thanks,


    J. & J.G. – Jackson County, IL

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    Great group of people. From the first day they treated my case with utmost professionalism. They, from the front office to my attorney, showed empathy as well as sympathy to my situation and worked with me diligently. I highly recommend the Bankruptcy Clinic. Thank you.


    - JayR L., Google Review

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    Good people that work with you.


    - Kevin W., Google Review

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    Fair service.


    - Johnny F., Google Review

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Free Consultation With a Skilled Debt Relief Attorney in Carbondale, Marion or Mt. Vernon, Illinois

For a free consultation, call 618-993-1300 or contact our bankruptcy firm online The Bankruptcy Clinic, PC represents clients throughout Southern Illinois, the Southern District, including Williamson County, Jackson County, Jefferson County, Franklin County, Saline County, Union County, Johnson County, Perry County, Clinton County, Marion County, Richland County, Randolph County, Bond County, Fayette County and the communities of Anna, Carbondale, Marion, Harrisburg, Mt. Vernon, Benton, W. Frankfort, Centralia, Salem, Metropolis, Chester and Johnston City, Illinois.  We have offices in Carbondale, Marion and Mt. Vernon, Illinois, to better serve you

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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